A plaint is not a single template stamped onto every dispute. The three workhorse civil suits — recovery of money, recovery of possession, and specific performance of contract — each carry their own statutory skeleton, their own mandatory averments, and their own fatal omissions. A money suit lives and dies on the precise statement of the debt and the date it fell due; a possession suit collapses if the property is not described to the inch or if title is pleaded loosely; and a specific-performance suit is thrown out at the threshold if the magic words of readiness and willingness are missing or if a terminated agreement is sued upon without a prayer to undo the termination. This article shows how to build each of these plaints correctly, anchoring every essential to Order VII of the CPC and to the Specific Relief Act, 1963, and to the cases that judiciary and CLAT-PG examiners return to year after year. For the foundational grammar of pleading on which all three rest, see our note on the fundamental rules of pleading and the broader Pleading & Drafting hub.

The Shared Skeleton: Order VII and the Cause of Action

Every plaint, whatever its subject, must satisfy Order VII Rule 1 of the Code of Civil Procedure, 1908. The rule requires the plaint to state the name of the court; the name, description and place of residence of the plaintiff and of the defendant; a statement that either party is a minor or of unsound mind where that is so; the facts constituting the cause of action and when it arose; the facts showing that the court has jurisdiction; the relief claimed; the amount allowed or relinquished where the plaintiff has allowed a set-off or relinquished part of his claim; and a statement of the value of the subject-matter for the purposes of jurisdiction and of court fees. Omission of any of these is not a clerical slip but a ground that can attract rejection under Order VII Rule 11.

The single most important of these particulars is the cause of action — the bundle of facts which it is necessary for the plaintiff to prove in order to support his right to the judgment of the court. The cause of action is what shapes the prayer, and in the three suit types discussed here the cause of action is dramatically different: a debt becoming due, an owner being kept out of possession, and a vendor refusing to convey. Draft the facts first and the relief will follow; draft a relief in search of facts and the plaint will read as what the Supreme Court called "clever drafting" in Sopan Sukhdeo Sable v. Assistant Charity Commissioner (2004) 3 SCC 137, where the Court held that if clever drafting has created the illusion of a cause of action, it must be nipped in the bud at the first hearing. The structural conventions — the cause-title, body, prayer, verification and annexures — are common to all three and are treated in detail in our companion note on plaint structure, verification and annexures.

Suit for Recovery of Money: The Essential Averments

A money suit is deceptively simple and is therefore drafted carelessly more often than any other. Its cause of action is the existence of a debt or liquidated demand and the defendant's failure or refusal to pay. The plaint must plead, with dates and figures, the source of the obligation — whether it arises on a written or oral contract, on a loan advanced, on goods sold and delivered, on services rendered, or on a dishonoured negotiable instrument. It must state the principal sum, the rate and period of any interest claimed (distinguishing pre-suit interest, pendente lite interest and future interest under Section 34 CPC), and the precise date on which the cause of action arose, because that date governs limitation.

Limitation is the silent killer of money suits. A suit on a simple contract debt is governed by Article 19 (money payable for money lent) or Article 113 of the Limitation Act, 1963, with a three-year period running from the date the money becomes due. A part-payment or a written acknowledgment of liability under Section 18 or Section 19 of the Limitation Act furnishes a fresh period of limitation, and where the plaintiff relies on such an acknowledgment he must plead it expressly — limitation is a question the court must examine even if the defendant does not raise it, because a plaint barred by limitation is liable to be rejected under Order VII Rule 11(d). In Dahiben v. Arvindbhai Kalyanji Bhanusali (2020) 7 SCC 366, the Supreme Court rejected a plaint as time-barred under Order VII Rule 11(d), holding that the court must read the plaint as a whole, take its averments to be true, and reject it where it does not disclose a real cause of action and is manifestly barred by limitation. Court fee on a money suit is ad valorem on the amount claimed, and the plaint must carry the statement of value required by Order VII Rule 1(i).

The Summary Suit Route: Order XXXVII

Where the claim is a liquidated demand arising on a written contract, a negotiable instrument, or an enactment fixing a sum, the plaintiff may choose the fast track of a summary suit under Order XXXVII CPC instead of an ordinary money suit. Order XXXVII Rule 1 applies to suits upon bills of exchange, hundies and promissory notes, and to suits in which the plaintiff seeks only to recover a debt or liquidated demand in money payable by the defendant, with or without interest, arising on a written contract, on an enactment where the sum recoverable is a fixed sum of money or in the nature of a debt other than a penalty, or on a guarantee where the claim against the principal is in respect of a debt or liquidated demand only.

The drafting discipline here is exacting. The plaint must contain a specific averment that the suit is filed under Order XXXVII and that no relief is claimed which falls outside the ambit of the Order — that is, the plaint must claim only the liquidated sum and interest, nothing more. The plaintiff cannot smuggle in a prayer for unliquidated damages or for a declaration and still keep the summary track. The defendant in a summary suit has no right to defend as of right; he must enter appearance and then apply for leave to defend, and the court grants leave on the principles laid down in IDBI Trusteeship Services Ltd. v. Hubtown Ltd. (2017) 1 SCC 568, where the Supreme Court restated the graded test for leave to defend — unconditional leave where the defence is a good one, conditional leave where it is plausible but improbable, and refusal of leave where the defence is frivolous or vexatious. A careless draftsman who pleads an oral agreement or a mixed question of fact loses the summary advantage and is relegated to an ordinary suit.

Suit for Recovery of Possession: Title, Possession and Cause of Action

A possession suit turns on a single anterior question that the draftsman must answer before he writes a word: on what footing does the plaintiff claim possession? Possession may be claimed on the strength of title (the plaintiff is the owner and the defendant is a trespasser or a tenant holding over), or on the strength of prior possession alone (the possessory suit under Section 6 of the Specific Relief Act, 1963, for a person dispossessed without consent and otherwise than in due course of law, to be filed within six months and without proof of title). These are entirely different suits with different averments, different limitation, and different reliefs, and conflating them is a classic drafting error.

For a title-based possession suit, the leading guidance is Anathula Sudhakar v. P. Buchi Reddy (Dead) by LRs (2008) 4 SCC 594, where the Supreme Court mapped the relief to the facts. Where the plaintiff is in possession and there is merely interference or threat of dispossession, a suit for injunction simpliciter suffices; where the plaintiff's title is not in dispute but he is out of possession, he must sue for possession with a consequential injunction; and where the plaintiff's title itself is clouded or denied, he must sue for a declaration of title and possession. The plaint must therefore plead the root of title — the sale deed, partition, gift, inheritance or grant — with particulars, and must plead the manner and date of the defendant's wrongful entry or holding over, because that date sets the cause of action and the limitation clock. For the way the defence answers such a plaint, see our note on the drafting of the written statement.

Describing the Property: Order VII Rule 3 and the Schedule

No possession plaint is complete without an exact description of the suit property, and the governing provision is Order VII Rule 3 CPC: where the subject-matter of the suit is immovable property, the plaint shall contain a description of the property sufficient to identify it, and where the property can be identified by boundaries or numbers in a record of settlement or survey, the plaint shall specify those boundaries or numbers. The practice is to set out the description in a Schedule appended to the plaint, giving the survey or khasra number, the plot or municipal number, the extent in defined units, and the four boundaries (north, south, east and west). A loose or contradictory description is fatal in two ways: it may make it impossible for the court to draw an executable decree, since a decree for possession must identify what is to be delivered, and it may expose the plaint to objection that the property is not identifiable.

The reason the rule matters at the decree stage is Order XX Rule 3 and the requirement that a decree for immovable property contain a description of the property sufficient to identify it. A draftsman who describes the property only as "the plaintiff's land in the village" hands the defendant a ready objection and the executing court an impossible task. The description in the plaint, the description in the relief, and the description in the Schedule must match to the letter.

Mesne Profits, Limitation and the Possession Decree

A possession plaint almost always carries a companion prayer for mesne profits — compensation for the period of wrongful occupation. Under Section 2(12) CPC, mesne profits of property are the profits which the person in wrongful possession actually received or might with ordinary diligence have received, together with interest on such profits, but excluding profits due to improvements made by the person in wrongful possession. The right to an inquiry into and a decree for mesne profits flows from Order XX Rule 12 CPC, and the settled rule is that the court will order such an inquiry only if the plaintiff has specifically prayed for it. A draftsman who forgets to claim mesne profits, or who claims them without pleading the basis of the rate, forfeits a substantial part of his client's relief.

Limitation in a title-based possession suit is governed by Article 65 of the Limitation Act, 1963, which prescribes twelve years for a suit for possession of immovable property based on title, the period running not from the accrual of title but from the date the defendant's possession becomes adverse to the plaintiff. The significance of Article 65 is that the burden lies on the defendant to plead and prove adverse possession, and that a plaintiff who sleeps on his title for more than twelve years after the possession turns adverse loses not merely his remedy but, by operation of Section 27 of the Limitation Act, his very right. The draftsman of the plaint must therefore be alive to whether twelve years have run, and the draftsman of the written statement must remember that adverse possession is a plea to be specifically and particularly pleaded, as the Supreme Court emphasised in A. Shanmugam v. Ariya Kshatriya Rajakula Vamsathu Madalaya Nandhavana Paripalanai Sangam (2012) 6 SCC 430, requiring a party asserting a right to continue in possession to give detailed, particularised pleadings supported by documents.

Suit for Specific Performance: The Post-2018 Statutory Frame

The specific-performance plaint is the most technically demanding of the three, and the statutory ground beneath it shifted decisively in 2018. Before the Specific Relief (Amendment) Act, 2018, specific performance under Section 10 of the Specific Relief Act, 1963 was a discretionary remedy, granted where damages were not an adequate relief. The 2018 Amendment substituted Section 10 to provide that specific performance of a contract shall be enforced by the court subject to the provisions of Section 11(2), Section 14 and Section 16. The effect, as the Supreme Court has since recognised, is that specific performance is no longer a matter of pure judicial discretion but a remedy to be granted as a rule, refused only on the limited statutory grounds. The draftsman should be conscious that the 2018 amendments operate prospectively, so the regime applicable to a contract may depend on its date.

This shift changes the tenor of the plaint. The plaintiff need no longer labour to plead that damages would be an inadequate remedy as the gateway to relief; instead the plaint must establish a concluded, certain and enforceable contract, the plaintiff's own performance of his obligations, and the defendant's refusal, while taking care to keep clear of the contracts that Section 14 declares cannot be specifically enforced — for instance contracts dependent on personal qualifications, contracts so dependent on the personal volition of the parties that the court cannot enforce specific performance of their material terms, and contracts of a determinable nature.

Readiness and Willingness: Section 16(c) and the Indispensable Averment

If there is one averment whose omission is reliably fatal to a specific-performance plaint, it is the plea of readiness and willingness. Section 16(c) of the Specific Relief Act, 1963 bars relief to a plaintiff who fails to prove that he has performed or has always been ready and willing to perform the essential terms of the contract which are to be performed by him, other than terms whose performance has been prevented or waived by the defendant. The two limbs are distinct: willingness is the mental disposition to perform, while readiness is the capacity, financial and otherwise, to perform — translating the will into action. The plaintiff must plead and prove continuous readiness and willingness from the date of the contract until the hearing, not merely at the date of suit.

The classic statement is N.P. Thirugnanam (Dead) by LRs v. Dr. R. Jagan Mohan Rao (1995) 5 SCC 115, where the Supreme Court held that continuous readiness and willingness on the part of the plaintiff from the date of the contract is a condition precedent to the grant of specific performance, and that a plaintiff who is not ready and willing — there the buyer who lacked and never arranged the funds — is disentitled to the decree. The Explanation to Section 16(c) softens one harsh edge: where the contract involves the payment of money, it is not essential for the plaintiff to actually tender the money to the defendant or to deposit it in court except when so directed by the court; but the plaintiff must aver performance of, or readiness and willingness to perform, the contract according to its true construction. Note that the 2018 Amendment also recast the marginal wording of the Explanation, but the substance — a pleaded and proved continuous readiness and willingness — endures. The draftsman must include this averment verbatim, in substance, and must support it with the surrounding facts (funds arranged, notices issued, performance offered).

Pleading the Contract and Framing the Prayer

The body of a specific-performance plaint must set out the agreement in full and material particulars: the parties, the date, the property or subject-matter, the consideration, the mode and time of payment, any earnest money paid, and the time fixed for completion. Where time is stipulated, the plaint should address whether time was of the essence, because in contracts for the sale of immovable property the presumption is that time is ordinarily not of the essence, a principle the Supreme Court reiterated in Saradamani Kandappan v. S. Rajalakshmi (2011) 12 SCC 18 while cautioning that this presumption can no longer be applied mechanically given escalating land values. The plaint must then plead the defendant's breach — refusal or failure to execute the conveyance — and the plaintiff's own performance or readiness and willingness as discussed above.

The prayer must be drafted with care to claim the principal relief of a decree directing the defendant to execute and register the sale deed on payment of the balance consideration, together with the now-routine alternative and consequential reliefs: possession of the property under Section 22 of the Specific Relief Act (which requires that a prayer for possession or partition be expressly made, since the court will not grant it otherwise), and, in the alternative, a decree for refund of earnest money or for damages under Section 21. Section 22(2) is categorical that no relief of possession or refund shall be granted by the court unless it has been specifically claimed, though the plaintiff may amend the plaint to add such a claim at any stage on just terms. The lesson for the draftsman is to plead in the alternative and to claim every consequential relief expressly.

The Terminated Agreement Trap: Why You May Need a Declaration

A trap that has sunk many specific-performance suits arises where the defendant has, before suit, purported to terminate or cancel the agreement. In I.S. Sikandar (Dead) by LRs v. K. Subramani (2013) 15 SCC 27, the Supreme Court held that where an agreement of sale has been terminated by the defendant, a suit merely for specific performance is not maintainable unless the plaintiff also seeks a declaration that the termination is bad in law. The plaintiff in that case had not prayed for a declaration that the termination of the agreement was illegal, and the Court held the suit for specific performance simpliciter to be not maintainable. The drafting consequence is direct: where the defendant has issued a notice of termination, the prayer clause must include a declaration that the termination or cancellation is null and void, in addition to the prayer for specific performance.

This principle has been refined in later decisions applying a "cloud of doubt" test — a declaration is necessary only where the termination casts a real cloud over the plaintiff's right that must be removed before performance can be decreed, and not where the so-called termination is wholly without legal foundation. But the prudent draftsman does not gamble on which side of that line his case falls; where there is any colourable termination on record, he pleads the facts of the termination, pleads its illegality, and frames a specific declaratory prayer. Court fee on a specific-performance suit is computed under the relevant Court Fees Act on the value of the consideration or the property, and the draftsman must state the value in the plaint as Order VII Rule 1(i) requires.

Rejection Under Order VII Rule 11 Across the Three Suits

All three plaints are vulnerable at the threshold to Order VII Rule 11 CPC, which empowers the court to reject a plaint where it does not disclose a cause of action; where the relief claimed is undervalued and the valuation is not corrected; where the plaint is written on insufficiently stamped paper and the deficiency is not made good; where the suit appears from the statement in the plaint to be barred by any law; where it is not filed in duplicate; or where the plaintiff fails to comply with Order VII Rule 9. The test for the first and most litigated ground is settled: the court reads the plaint meaningfully and as a whole, assuming its averments to be true, and looks only to the plaint and not to the defence — a principle drawn from Saleem Bhai v. State of Maharashtra (2003) 1 SCC 557 and applied in Sopan Sukhdeo Sable v. Assistant Charity Commissioner (2004) 3 SCC 137 and Dahiben v. Arvindbhai Kalyanji Bhanusali (2020) 7 SCC 366.

The rejection grounds bite differently across the three suit types. A money suit is most often rejected as barred by limitation under Rule 11(d) or for undervaluation under Rule 11(b). A possession suit is rejected where the property is so vaguely described that no cause of action is disclosed, or where the suit is plainly time-barred under Article 65. A specific-performance suit is rejected where the contract pleaded is incomplete or uncertain, where readiness and willingness is wholly absent, or where, following I.S. Sikandar, a terminated agreement is sued upon without the necessary declaration. The remedy for many of these is amendment under Order VI Rule 17, but amendment is no substitute for getting the plaint right at the drafting stage.

Verification, Affidavit and Documents Common to All Three

Whatever the suit type, the plaint must close with the formal requirements that give it legal life. Under Order VI Rule 15 CPC the pleading must be verified at the foot by the party or by a person acquainted with the facts, who must specify with reference to the numbered paragraphs what he verifies of his own knowledge and what he verifies on information believed to be true. Since the 2002 amendments, the plaint must also be accompanied by an affidavit under Order VI Rule 15(4) affirming the contents — a requirement reinforced for commercial suits by the Commercial Courts Act regime of a statement of truth.

Documents are governed by Order VII Rules 14 to 18: a document on which the plaintiff sues or relies must be produced with the plaint and entered in a list, and a document which ought to have been produced but was not cannot, save with the leave of the court, be received in evidence at the hearing. For a money suit this means producing the promissory note, the loan agreement or the dishonoured cheque; for a possession suit, the title deeds and the survey records; and for a specific-performance suit, the agreement of sale and the receipts for earnest money. Once the plaint is filed and the written statement follows, the pleadings may close, be supplemented by a replication or rejoinder where a new plea in the written statement requires answer, and be punctuated by interlocutory applications such as one for temporary injunction or attachment before judgment.

A Practical Drafting Checklist for the Three Suits

Reduced to a working checklist, the discipline runs as follows. For a recovery of money suit: identify the source of the debt and plead it with dates and figures; plead the date the money fell due and confirm the suit is within limitation, pleading any acknowledgment under Section 18 of the Limitation Act; plead interest under each head with its rate and period; value the suit correctly and affix ad valorem court fee; and decide whether the summary track under Order XXXVII is available and, if used, claim only the liquidated sum.

For a recovery of possession suit: settle whether the claim rests on title or on prior possession; plead the root of title with particulars; describe the property exactly in a Schedule with survey number and boundaries as Order VII Rule 3 demands; plead the date and manner of the defendant's wrongful possession; expressly claim mesne profits and pray for an inquiry under Order XX Rule 12; and confirm the suit is within the twelve-year period under Article 65. For a specific performance suit: plead the contract in full particulars; plead continuous readiness and willingness in the language of Section 16(c); claim consequential possession expressly under Section 22 and alternative damages under Section 21; add a declaratory prayer wherever the agreement has been purportedly terminated, following I.S. Sikandar; and avoid claiming relief over a contract that Section 14 makes unenforceable. Across all three, verify the plaint under Order VI Rule 15, append the affidavit, and list and produce every document under Order VII Rule 14. For the grammar that underlies all of this, return to the fundamental rules of pleading.

Frequently asked questions

What is the single most important averment in a suit for specific performance?

The plea of readiness and willingness under Section 16(c) of the Specific Relief Act, 1963. The plaintiff must plead and prove that he has performed or has always been ready and willing to perform the essential terms of the contract, and this readiness and willingness must be continuous from the date of the contract until the hearing. In N.P. Thirugnanam v. Dr. R. Jagan Mohan Rao (1995) 5 SCC 115 the Supreme Court treated continuous readiness and willingness as a condition precedent to the decree, and its omission is routinely fatal.

When must a specific-performance plaint also seek a declaration?

Where the defendant has, before suit, purported to terminate or cancel the agreement. In I.S. Sikandar v. K. Subramani (2013) 15 SCC 27 the Supreme Court held that a suit for specific performance of a terminated agreement is not maintainable unless the plaintiff also prays for a declaration that the termination is bad in law. The prudent course, wherever any termination notice is on record, is to plead its illegality and add a specific declaratory prayer.

How must immovable property be described in a possession plaint?

Under Order VII Rule 3 CPC, the plaint must contain a description sufficient to identify the property, and where the property can be identified by boundaries or by numbers in a record of settlement or survey, the plaint must specify them. In practice this is done in a Schedule giving the survey or khasra number, the plot or municipal number, the extent, and the four boundaries. A vague description can defeat the suit and makes the eventual decree inexecutable under Order XX Rule 3.

When can a money claim be filed as a summary suit under Order XXXVII?

Order XXXVII Rule 1 covers suits on bills of exchange, hundies and promissory notes, and suits to recover a debt or liquidated demand in money arising on a written contract, on an enactment fixing a sum, or on a guarantee for a liquidated demand. The plaint must claim only the liquidated sum and interest. The defendant has no right to defend as of right and must obtain leave to defend on the graded test restated in IDBI Trusteeship Services Ltd. v. Hubtown Ltd. (2017) 1 SCC 568.

Did the 2018 amendment change how a specific-performance plaint is drafted?

Yes. The Specific Relief (Amendment) Act, 2018 substituted Section 10 so that specific performance 'shall' be enforced subject to Sections 11(2), 14 and 16, replacing the earlier discretionary regime. The draftsman need no longer plead inadequacy of damages as the gateway to relief; the focus is on a concluded enforceable contract, continuous readiness and willingness, and avoiding contracts barred by Section 14. The amendments operate prospectively, so the contract's date determines which regime applies.

What grounds under Order VII Rule 11 most often defeat these three plaints?

A money suit is most often rejected as barred by limitation under Rule 11(d) — as in Dahiben v. Arvindbhai Kalyanji Bhanusali (2020) 7 SCC 366 — or for undervaluation under Rule 11(b). A possession suit fails where the property is vaguely described or where it is plainly time-barred under Article 65 of the Limitation Act. A specific-performance suit fails where the contract is incomplete, where readiness and willingness is absent, or where a terminated agreement is sued upon without the declaration required by I.S. Sikandar.